The Miles & More World Elite Mastercard, issued by Barclays Bank Delaware, is one of the top credit cards for travelers who want to earn miles on international flights.
Developed in partnership with the Lufthansa Group’s Miles & More program, the card stands out for offering generous rewards, lounge access, a companion ticket, and several exclusive benefits. Here’s what makes this travel card worth considering.
Main Features
The Miles & More World Elite Mastercard allows you to earn miles for every purchase. Cardholders earn 2 miles for every $1 spent on tickets purchased directly from participating Miles & More airlines, and 1 mile per $1 on all other purchases.
This earning rate is superior to many traditional travel cards, which typically offer only 1 point per dollar on all categories.
Another highlight is the welcome bonus: new cardholders can earn 50,000 Miles & More miles after spending $3,000 in purchases and paying the annual fee within the first 90 days of approval. This introductory bonus alone is enough to redeem a round-trip economy flight between the U.S. and Europe, making it highly attractive from the start.
Beyond miles accumulation, the card offers exclusive travel perks such as lounge vouchers, travel comfort upgrades, and an annual companion ticket.
Key Advantages
Among its main advantages are transparency in terms, a strong earning potential, and access to premium travel benefits. The Miles & More program is one of Europe’s largest airline loyalty networks. They have over 40 partner airlines, including Lufthansa, SWISS, Austrian Airlines, Brussels Airlines, and LOT Polish Airlines. This extensive network gives members greater flexibility in redeeming and using their earned miles.
The no foreign transaction fee policy is another major advantage, allowing cardholders to shop or travel abroad without incurring extra costs. The annual companion ticket can also represent significant savings for couples or frequent travelers.
Additionally, being part of the Mastercard World Elite tier provides access to premium 24/7 concierge service. Also, to purchase protection and rental car insurance, reinforcing the card’s comprehensive travel support.
Costs and Fees
The Miles & More World Elite Mastercard has an annual fee of $89, which is relatively low for a premium travel card. This cost can easily be offset by using the lounge vouchers, companion ticket, and bonus miles.
The variable APR for purchases ranges between 20.24% and 29.99%, depending on the cardholder’s credit profile. Importantly, the card charges no foreign transaction fees, making it ideal for those who frequently travel or make international purchases.
Before applying, it’s recommended to check the most current rates and terms directly with Barclays.
Who It’s For
The Miles & More World Elite Mastercard is ideal for frequent travelers, especially those flying with Lufthansa Group airlines or other program partners. It’s also a strong choice for existing Miles & More members who want to accelerate their miles accumulation.
Travelers who frequently visit Europe, the Middle East, Africa, or Asia can take full advantage of its benefits. However, those who primarily travel domestically or prefer more flexible rewards programs. For example, Chase Sapphire or American Express Membership Rewards, might find other cards more suitable.
How to Apply
Applying for the Miles & More World Elite Mastercard is simple and fully online:
- Visit the official Miles & More or Barclays US website.
- Complete the digital application form.
- Wait for the credit approval process.
Applicants typically need a good credit score (above 700), stable income, and U.S. residency. Once approved, the card is mailed to the applicant, who can then register on the Barclays app to track spending, miles, and available benefits.
Is the Miles & More World Elite Mastercard Worth It?
The Miles & More World Elite Mastercard credit card is worth especially for travelers who frequently fly internationally and want to maximize their miles. The 50,000-mile welcome bonus, lounge vouchers, and companion ticket alone can justify the $89 annual fee.
With a moderate annual cost, no foreign transaction fees, and a robust reward structure, the Miles & More World Elite Mastercard delivers solid value for both business travelers and leisure flyers seeking comfort and savings. For those who often fly with Lufthansa or its partner airlines, it stands as one of the most comprehensive travel credit cards available.
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All information in this and other US PIXIN articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
https://cards.barclaycardus.com/
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