Ria Money Transfer is an American company specializing in international money transfer services. Founded in the United States, it operates in more than 190 countries and territories through a wide network of digital and physical channels. Established in 1987 and now part of the Euronet Worldwide group, Ria is one of the largest global remittance platforms, used by millions of people to send money quickly to family and friends abroad.
How Ria Works in the U.S.
Ria allows U.S. residents to send money overseas conveniently, either online through its website, via the mobile app, or in person at one of its many agent locations and partner outlets across the country.
In the digital process, you create an account, select the destination country, enter the amount and recipient details, choose the delivery method (bank deposit, e-wallet, or cash pickup), and pay for the transfer using a bank account, debit card, or credit card.
Ria also offers in-person options: you can visit a partner location or Ria agent in the U.S., provide the required information, and complete the transfer with the assistance of a representative.
Main Advantages
1. Wide Coverage and Multiple Receiving Options
Recipients can receive money in several ways, including direct bank deposits, cash pickup at authorized locations, or delivery to digital wallets, depending on the destination country.
2. Fast and Flexible Transfers
When paying with a debit or credit card, funds may arrive within minutes to a few hours in the destination country. Bank transfers usually take longer, often up to a few business days.
3. Easy-to-Use Digital Platform
Through the Ria Money Transfer app or web platform, users can send and track transfers 24/7, monitor transaction status, and manage recipients in an intuitive interface.
4. Extensive Global Partner Network
Ria operates more than 500,000 service locations and pickup points worldwide, making it easier to send money to countries with limited access to traditional banking services.
Fees and Costs
Ria’s transfer fees vary depending on the amount sent, destination country, payment method, and how the recipient receives the funds.
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Transfer fee: Variable and typically displayed in advance on the app or website before confirming the transaction.
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Exchange rate margin: Usually included in the final price and may affect the amount received by the recipient.
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Promotions: Ria may offer zero-fee promotions for first-time transfers or discount codes for U.S.-based users.
Before sending money, the platform allows users to estimate fees and costs, making it easier to compare options and choose the most suitable method.
U.S. Sending Limits
When using Ria in the United States, transaction and periodic limits apply, especially for unverified accounts. For verified accounts, the typical limit can reach up to approximately $14,999.99 every 30 days, depending on the payment method and state regulations.
In states such as Oklahoma, Arizona, and New Mexico, additional rules may limit online transfers to around $999.99 per day.
Who It’s Recommended For
Ria Money Transfer is a good option for U.S. residents who regularly send money to family members, friends, or for other international obligations, especially if they are looking for:
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Multiple delivery options (bank deposit, cash pickup, digital wallet).
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Fast transfers with both digital and in-person payment options.
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Digital tools to easily track and manage remittances.
It is useful for users who send money to multiple countries or want flexibility. However, it is important to compare fees and exchange rates with other providers, especially if you prioritize near-market exchange rates or lower long-term costs.
How to Send Money (Step by Step)
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Create an account on Ria’s website or mobile app using your personal information.
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Select the destination country and enter the amount you want to send.
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Choose the delivery method (bank deposit, cash pickup, or mobile wallet).
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Provide the recipient’s details (name, bank information, or pickup location).
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Pay for the transfer using a bank account, debit/credit card, or at a physical agent location.
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Track the transfer through the app or website until the recipient receives the funds.
Is Ria Worth Using in the U.S.?
Ria Money Transfer can be a good choice if you are looking for a reliable and well-established international remittance service with flexible sending and receiving options and an accessible digital interface.
User experience may vary depending on the destination and payment method. While many users report ease of use and efficiency, it is always recommended to compare fees and delivery times with other remittance services available in the U.S. before choosing one for regular use.
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All information in this and other US PIXIN articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
https://www.riamoneytransfer.com/
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