The Wyndham Rewards Earner Business Card is a business credit card focused on travel rewards and loyalty points, ideal for small business owners, freelancers, or entrepreneurs who regularly spend on hotels, fuel, and operating expenses.
Issued by Barclays Bank Delaware and linked to the Wyndham Rewards program, this card allows cardholders to earn points that can be redeemed for free hotel stays, booking discounts, and other benefits within the Wyndham hotel network, along with the typical protections and features of a modern business credit card.
Key Features
The Wyndham Rewards Earner Business Card charges a $95 annual fee, which can be offset by the value of rewards and bonuses earned throughout the year.
It offers a welcome bonus of 45,000 Wyndham Rewards points—enough for up to six free nights at participating hotels, after spending $3,000 in the first 90 days and paying the initial annual fee.
Points are earned by spending category:
- 8 points per $1 spent at Wyndham hotels and on gas purchases;
- 5 points per $1 spent on marketing, advertising, and utilities;
- 1 point per $1 on all other purchases.
There is no cap on the number of points you can earn annually.
In addition to the welcome bonus, the card provides an annual anniversary bonus of 15,000 points, which can be worth up to two additional free nights at lower-tier Wyndham properties.
Additional Benefits
One of the biggest advantages of the Wyndham Rewards Earner Business Card is the accelerated earning in business- and travel-related categories, which can quickly generate enough points for multiple free nights at Wyndham hotels or other program redemptions.
Cardholders automatically receive Diamond status in the Wyndham Rewards program, the highest tier, while the card remains open and in good standing.
This status may include benefits such as room upgrades, welcome amenities, and other perks during stays, subject to availability at check-in.
The card also offers a 10% discount when redeeming points for free stays, reducing the number of points required per night (for example, a stay that normally costs 7,500 points may cost around 6,750 points for eligible cardholders).
Other benefits include no foreign transaction fees, fraud protection, free employee cards (useful for tracking business expenses), and access to the Visa SavingsEdge program, which may provide discounts on eligible purchases.
Costs and Fees
The card has a $95 annual fee, charged regardless of monthly spending.
Interest rates vary based on the applicant’s credit profile and market conditions, with a variable APR ranging approximately from 19.74% to 29.74% on purchases after any promotional period, and typically higher rates for cash advances.
Who Is It For?
The Wyndham Rewards Earner Business Card is best suited for:
- Entrepreneurs and small business owners who travel frequently and want to turn business expenses into travel rewards;
- Those who regularly stay at Wyndham properties and want to maximize loyalty program benefits such as discounts and upgrades;
- Businesses that consistently spend on gas, marketing/advertising, and utilities, as these categories earn valuable bonus points;
- Users who value no foreign transaction fees, fraud protection, and the ability to add employee cards at no additional cost.
How to Apply
You can apply online through the official Wyndham Rewards Earner Business Card website by completing a form with business and personal information. Approval is subject to credit and income review of the business owner and/or company.
Once approved and received, the card can be activated and used immediately, and purchases will begin earning points according to the defined categories.
Since rewards programs and offers may change, always review the full terms and conditions before applying.
Is It Worth Applying For?
The Wyndham Rewards Earner Business Card can be worth it if your business spends significantly on travel, hotels, and high-earning categories. The potential to earn 8x and 5x points in strategic categories, combined with a generous welcome bonus, can quickly translate into free nights and travel experiences.
The combination of a 45,000-point welcome bonus, 15,000 annual bonus points, Diamond status, and redemption discounts makes this card an attractive option for frequent business travel or for those who heavily use the Wyndham Rewards program.
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All information in this and other US PIXIN articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
https://cards.barclaycardus.com/
Read more about credit cards in https://us.pixin.com.br/category/credit-cards/
